Payment Guides

Crypto vs card payments: per-transaction cost for online merchants

A simple cost comparison framework for merchants evaluating crypto checkout.

Published
2026-07-12

PayKrypt public marketing copy describes a 1% per-transaction fee, with no setup costs and no monthly charges.

A fair comparison should include processor fee, settlement behavior, refund policy, fraud exposure, and operational effort. This article avoids claiming that one rail is always cheaper for every merchant.

Source citations

  • Terms of Service fee section
  • Pricing surface
  • Payment Intents docs